Jenn Morgan

Creator of She Holds the Keys, helping women understand crypto and the new rules of money.

What Crypto Critics Get Wrong About Being Right

Apr 26, 2026

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8 min read

What Crypto Critics Get Wrong About Being Right

The Central Trust Worldview makes them precise. It also makes them blind.

Jenn Morgan

monetary reformation

Digital Gold in New York, Defensive Maneuver in Tehran: Bitcoin and USDT in Iran

Apr 19, 2026

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8 min read

Digital Gold in New York, Defensive Maneuver in Tehran: Bitcoin and USDT in Iran

How Iranians Use Bitcoin and USDT to Preserve Value Outside the Global Banking System

Jenn Morgan

crypto basics

Bitcoin as Digital Gold: Why It Hasn’t Behaved Like Gold Yet

Apr 12, 2026

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6 min read

Bitcoin as Digital Gold: Why It Hasn’t Behaved Like Gold Yet

Bitcoin was designed to recreate the constraint that made gold valuable. But its behavior still follows liquidity rather than stability.

Jenn Morgan

women & wealth

Apr 5, 2026

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1 min read

A Beginner's Guide to Bitcoin

Why the monetary system erodes your purchasing power and what Bitcoin was designed to do about it

Jenn Morgan

women & wealth

Bitcoin Is Funding Electricity in Places That Don't Have It

Mar 29, 2026

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1 min read

Bitcoin Is Funding Electricity in Places That Don't Have It

How mining is making rural mini-grids economically viable and what that means for the broader energy conversation

Jenn Morgan

Mar 22, 2026

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8 min read

How Does Bitcoin Actually Work?

The banks were saved. Your purchasing power wasn't.

Jenn Morgan

They Rescued the Banks. You Paid for the Rescue.

Mar 15, 2026

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2 min read

They Rescued the Banks. You Paid for the Rescue.

The banks were saved. Your purchasing power wasn't.

Jenn Morgan

Mar 8, 2026

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4 min read

Book In Process: She Holds The Keys

A clear-eyed guide to crypto, power, and money

Jenn Morgan

Beyond Blockchain: What Crypto Governance Teaches Us About Power and Coordination

Mar 1, 2026

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7 min read

Beyond Blockchain: What Crypto Governance Teaches Us About Power and Coordination

What blockchain experiments reveal about human coordination, power, and organization

Jenn Morgan

debasement

Mar 1, 2026

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4 min read

The Hidden Tax of Kings

The ancient lever of inflation—quiet, effective, and always downstream.

Jenn Morgan

PART 4: Tezos & Polkadot: The Cost of On-Chain Governance

Feb 22, 2026

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10 min read

PART 4: Tezos & Polkadot: The Cost of On-Chain Governance

Two platforms built decision-making into their protocols. One chose speed, the other chose distribution. Neither escaped the fundamental tradeoffs.

Jenn Morgan

The Mechanics and Power Dynamics of Crypto Governance

Feb 15, 2026

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7 min read

The Mechanics and Power Dynamics of Crypto Governance

How decisions get made when no one's in charge

Jenn Morgan

When the Dream Broke: Bitcoin and Ethereum's Governance Crises

Feb 8, 2026

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9 min read

When the Dream Broke: Bitcoin and Ethereum's Governance Crises

Two crises that revealed governance never disappeared—it just went underground

Jenn Morgan

clarity act

Bitcoin's 30% Drop Isn't About the Fed—It's About Full-Reserve Banking

Feb 1, 2026

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8 min read

Bitcoin's 30% Drop Isn't About the Fed—It's About Full-Reserve Banking

The Stablecoin Yield Fight Behind Crypto’s 30% Selloff

Jenn Morgan

clarity act

Jan 31, 2026

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3 min read

Sample Letter to Congress: CLARITY Act

Use this letter to contact your senators about the CLARITY Act. You can copy it as-is or adapt it to your own voice.

Jenn Morgan

The Cypherpunk Dream: Code Without Kings

Jan 25, 2026

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7 min read

The Cypherpunk Dream: Code Without Kings

Why cypherpunks believed cryptography could eliminate the need for rulers

Jenn Morgan

Jan 18, 2026

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7 min read

Myth & Mechanism in Crypto

Does the tech of blockchain live up to the stories that we tell?

Jenn Morgan

Jan 11, 2026

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8 min read

What Blockchains Actually Do

How decentralized coordination actually works

Jenn Morgan

Jan 4, 2026

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3 min read

Start Here

Understand how digital money works - the stories that draw people in and the mechanisms that actually govern value.

Jenn Morgan

stablecoins

Jan 4, 2026

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11 min read

Stablecoins: The Paradox Powering Crypto's Quiet Revolution

How digital dollars became crypto's biggest success story — and what that tells us about what people actually need.

Jenn Morgan

memes

Dec 28, 2025

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8 min read

Dogecoin: Can Brand Alone Be a Moat?

The original meme coin has no technical advantage—just cultural dominance. Is that enough?

Jenn Morgan

memes

Dec 21, 2025

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8 min read

Meme Coins: When Culture Becomes Market

How meme coins turn attention into price — and the simple pattern that explains why most collapse and a few evolve.

Jenn Morgan

etherium

Ethereum: The Case for Programmable Money & Markets - Gate & Key Example

Dec 14, 2025

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4 min read

Ethereum: The Case for Programmable Money & Markets - Gate & Key Example

What Ethereum is built for, how it works, and where its real strength lies.

Jenn Morgan

bitcoin

Dec 7, 2025

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4 min read

Bitcoin: The Case for Scarce, Sovereign Money - Gate & Key Example

A Gate & Key assessment of Bitcoin’s architecture, incentives, and staying power.

Jenn Morgan

gate

Nov 30, 2025

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6 min read

How to Evaluate a Crypto Project: The Gate and the Key Framework | Vault Letter 1

Two simple tools to quickly assess whether a project is worth your time.

Jenn Morgan